dynamic-load: check overlay names now that overlay list returns a table - #1300

Node.js 20 is deprecated. The following actions target Node.js 20 but are being forced to run on Node.js 24: actions/checkout@v4, hustcer/setup-nu@v3.9. For more information see: https://github.blog/changelog/2025-09-19-deprecation-of-node-20-on-github-actions-runners/